Loans Available
FHA
Backed by the Federal Housing Administration, FHA loans are designed to assist first-time homebuyers and those with less-than-perfect credit by offering low down payment options and flexible qualification requirements.
VA
Exclusive to veterans, active-duty service members, and eligible surviving spouses, VA loans provide competitive interest rates and no down payment option, making homeownership more accessible to those who have served our country.
USDA
Intended for rural and suburban homebuyers, USDA loans offer low to no down payment options and competitive interest rates, backed by the U.S. Department of Agriculture's Rural Development program.
Conventional
A conventional mortgage is not backed by any government agency and typically requires a higher credit score and larger down payment compared to other loans.
Non-QM
Non-QM loans provide an alternative financing option for borrowers who fall outside the strict guidelines of conventional mortgage programs. These loans offer alternative documentation options and often have higher interest rates or additional fees to compensate for the increased risk to lenders.
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using a
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Find Your Mortgage Professional
jose Acosta, NMLS#2559320
Mortgage Loan Originator
Licensed in Texas
ty youngblood, nmls#2516882
Mortgage Loan Originator
Licensed in Texas
Alaina tarter, NMLS#2489196
Mortgage Loan Originator
Licensed in Texas
Paige Baker NMLS#2071126
Mortgage Loan Originator
Licensed in Texas
Total Lending LLC.
Call us
(409) 276-5076
Reach out via Email
headquarters (By Appt only)
5900 Balcones Dr, Ste 100
Austin, TX 78731
Total Lending LLC.
NMLS#2492236
Legal & Disclosures
License information:
Texas | NMLS#2492236
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A
RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A
COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE
LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT
FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S
WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF
CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS
CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A
WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND
MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE
PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,
PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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