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FH​A

Backed by the Federal Housing Administration, FHA loans are designed to assist first-​time homebuyers and those with less-than-perfect credit by offering low down ​payment options and flexible qualification requirements.

VA​

Exclusive to veterans, active-duty service members, and eligible surviving spouses, VA ​loans provide competitive interest rates and no down payment option, making ​homeownership more accessible to those who have served our country.

US​DA

Intended for rural and suburban homebuyers, USDA loans offer low to no down ​payment options and competitive interest rates, backed by the U.S. Department of ​Agriculture's Rural Development program.

Co​nventional

A conventional mortgage is not backed by any government agency and typically ​requires a higher credit score and larger down payment compared to o​ther loans.

No​n-QM

Non-QM loans provide an alternative financing option for borrowers who fall outside the​ strict guidelines of conventional mortgage programs. These loans offer alternative​ documentation options and often have higher interest rates or additional fees to​ compensate for the increased risk to lenders. ​

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using a

mortgage broker

Why use a Mortgage Broker? We simplify the home financing ​process by offering access to a wide range of lenders and loan ​options, ensuring you get the best rates and terms available.


We handle the paperwork and legwork, saving you time and stress.

Mortgage Broker

borrowers save thousands of dollars

Cost savings to borrowers using wholesale loans, 2021*

Get a Quote

FAST

Simply provide some basic information about your financing ​needs, such as the type of property you're interested in, your ​desired loan amount, and your contact details.


Our user-friendly interface guides you through the process ​step by step, ensuring accuracy and efficiency.


Once you submit your request, our team swings into action, ​leveraging our extensive network of lenders to find the best ​options tailored to your specific requirements.


Get started today and take the first step towards securing your ​dream home!

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Find Your Mortgage Professional

jose Acosta, ​NMLS#2559320

Mortgage Loan Originator


Licensed in Texas

ty youngblood, ​nmls#2516882

Mortgage Loan Originator


Licensed in Texas

Alaina tarter, ​NMLS#2489196

Mortgage Loan Originator


Licensed in Texas

Paige Baker ​NMLS#20711​26

Mortgage Loan Originator


Licensed in Texas

Total Lending LLC.

Call us

(409) 276-5076

Reach out via Email

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headquarters (By​ Appt only)

5900 Balcones Dr, Ste 100

Austin, TX 7​8731

Total Lending LLC.

NMLS#2492236

Legal & Disclosures

License information:

Texas | NMLS#2492236

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A

RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A

COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE

LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT

FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S

WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS

AVAILABLE AT 1-877-276-5550.


THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF

CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS

CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A

WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND

MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE

PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,

PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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